Infrastructure, not another vendor layer.
Zkeleton was founded in January 2026 to build the payer-side infrastructure for data that legacy core systems cannot safely hold: a private environment inside the payer's own boundary, where its data is merged and used on its terms.
Delaware C-Corporation
Founded and incorporated January 2026. 83(b) and QSBS clocks running.
Pre-seed, discovery
HARROW, the reconciliation layer, runs today on synthetic data. No production deployment. No LOI signed.
The environment is the product
The product is the isolated environment where a payer's data becomes usable, one contained purpose at a time, without touching legacy cores.
Akken Yakupitiyage, founder
Founded Sanative (2023, provider-side clinical data). Shut it down when Oracle paid $28B for Cerner and the bet stalled: provider-side aggregation is a dead end. Pivoted payer-side, the only side with regulatory obligation and economic pull to fix clinical data. Bay Area. Recruiting CTO.
If you lead data, research or strategy at a health plan, we would like to hear how this looks from your side.
akkenyaku@zkeleton.com